Business funding

Fund the business.Fuel the next stage.

A plain-English look at how business funding works and what reviewers look at, then a short intake when you are ready. Not a loan approval, and not a credit-repair application.

Get funded →Sign up as a partner
  • No Social Security number
  • Documents optional
  • Review before any next step
Decorative illustration: stacks of coins rising like stairs toward a milestone flag, with icons for approval, timing, paperwork, and a storefront.
What reviewers look at

Four things shape almost every request

🏪

Time in business

How long the doors have been open, and the entity type, changes which programs are realistic.

📈

Revenue and cash flow

Deposits, a profit and loss, and bank statements show whether the business can carry new capital.

🎯

What the money is for

Equipment, payroll, inventory, and expansion are reviewed differently. A clear purpose is part of the file.

🧾

The owner profile

Many small-business programs also look at the owner. That is a separate step from this business intake.

Funding options

The right fit depends on speed, cost, and purpose

Faster usually costs more. Cheaper usually asks for a stronger file and more patience. Here is how the common options compare.

🏦

Term loan

A lump sum repaid on a fixed schedule.

Best for: Expansion and large one-time costs
Speed
Cost
🔄

Line of credit

Draw what you need, repay, and draw again.

Best for: Cash-flow gaps and recurring needs
Speed
Cost
🚜

Equipment financing

The equipment itself secures the loan.

Best for: Vehicles, tools, and machinery
Speed
Cost
🏛️

SBA-backed loan

Partly guaranteed by the government, with more paperwork.

Best for: Established businesses with a strong file
Speed
Cost
⚡

Working capital advance

Repaid from future sales. Quick, but usually the priciest.

Best for: Short-term, urgent needs
Speed
Cost

Not sure which fits?

Sunday Harmony reviews the business and talks the options through with you.

Get funded →

General education about typical patterns. Terms vary by lender, and nothing here is an offer.

How it works

From first details to a clear next step

  1. 1

    Share the business

    Contact details, the amount, and a short business profile.

  2. 2

    We review the file

    Sunday Harmony reads the details and flags what is missing.

  3. 3

    Close the gaps

    Sort the documents and fixes that strengthen the request.

  4. 4

    Choose the next step

    Talk through options that fit. Nothing is promised up front.

Good to know

Quick answers

Does this form check my credit?

No. This business intake does not pull credit and does not ask for your Social Security number.

Is this a loan application?

No. It is an intake so Sunday Harmony can review the business. Funding decisions are made by lenders, and nothing here is a promise of approval.

Do I need documents right now?

No. Uploads are optional. Articles, bank statements, or a tax return help, and you can add them later.

My business is new. Can I still submit?

Yes. Time in business affects which options are realistic, and part of the review is showing what to build toward.

Business intake

Start the business intake

Contact, the amount you are seeking, and the business profile. Personal credit reports are not part of this form.

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