Credit & Funding

Privacy Policy

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Last updated: July 15, 2026

Sunday Harmony ("we," "us," or "our") is committed to protecting your privacy. This policy describes how we collect, use, store, and safeguard information submitted through our Credit & Funding application portal.

1. Information We Collect

  • •Personal identification information including full legal name, date of birth, government-issued ID, and proof of address.
  • •Contact information including email address, phone number, and mailing address.
  • •Financial information including income, funding goals, credit profile data, and business revenue where applicable.
  • •Business information including legal entity name, EIN, industry, entity type, and business credit profile when you apply for business funding.
  • •Uploaded documents such as photo ID, proof of address, mail verification, bank statements, tax returns, and other supporting materials.
  • •Credit monitoring credentials (username and password) for authorized third-party credit report providers you select.

2. How Information Is Used

  • •Credit analysis and repair services to evaluate your credit profile and develop improvement strategies.
  • •Funding qualification to assess eligibility for personal and business funding programs.
  • •Communications regarding your application status, requested documents, and next steps.
  • •Compliance with applicable laws, regulations, and identity verification requirements.
  • •Internal reporting and quality assurance to improve our services.

3. Data Security

  • •Encryption at rest (AES-256-GCM) for date of birth, home address, phone, income, typed signature, EIN, business contact details, and credit monitoring credentials.
  • •Encryption in transit via HTTPS for all form submissions and file uploads.
  • •Role-based access controls (RBAC) limiting staff access to applicant data on a need-to-know basis.
  • •Secure private cloud storage for uploaded documents with signed URL access only.
  • •Server-signed upload sessions and file validation (type, size, and content checks) before documents are stored.
  • •Audit logging of administrative access and status changes to your application.

4. Third-Party Services

  • •Credit monitoring providers (e.g., IdentityIQ, Credit Hero Score, SmartCredit) that you authorize us to access on your behalf.
  • •Email delivery services for application confirmations and status updates.
  • •Cloud storage providers for secure document hosting.
  • •Payment processors when applicable for service fees.
  • •We do not sell your personal information to third parties.

5. Your Rights

  • •Access: You may request a copy of the personal information we hold about you.
  • •Corrections: You may request correction of inaccurate information in your application.
  • •Deletion: You may request deletion of your data, subject to legal retention requirements.
  • •Withdraw consent: You may withdraw consent for credit review at any time by contacting us, though this may affect our ability to provide services.

6. Document Retention Policy

  • •Application data and uploaded documents are retained for the duration of your engagement plus up to seven (7) years thereafter for compliance and audit purposes.
  • •Encrypted credentials are deleted or rotated upon completion of services or upon your written request.
  • •You may request earlier deletion where permitted by law; some records may be retained as required by regulatory obligations.

7. Contact Information

  • •Sunday Harmony L.L.C.
  • •Email: sales@sundayharmony.com
  • •Website: sundayharmony.com
  • •For privacy-related requests, please include your Application ID and full name in your correspondence.